Rupnarayan Bose was with the State Bank of India group for the major part of his commercial banking career. Later, after about six years with two leading NBFIs, he returned to mainstream banking in 1998 as managing director of Fina Bank Ltd., Nairobi, Kenya. Before returning to India to pursue his interest in academics, he was the managing director of TransAfrica Bank Ltd., Kampala, Uganda.
Somewhere along the way, he was instrumental in setting up – practically single-handed – Centurion Bank Ltd. from scratch ( He also was the first to conceptualise and launch the ‘core banking system’ (‘anywhere banking’) in India (

Presently, among his other assignments, he is associated with Indian Institute of Foreign Trade (IIFT), Calcutta campus as visiting faculty, is a member of the Board of Studies at Netaji Subhas Open University (Govt. of WB). Till recently, he was on the governing body of two leading colleges in Calcutta. Apart from his in-depth knowledge of international banking and LCs, he has gained considerable reputation as a specialist in export-import trade rules and procedure, international trade risk management, documentary credits and collections (UCP 600, ISBP, URC 522), Incoterms rules, guarantees (URDG), exchange risk management, and rules of the International Chamber of Commerce, Paris (ICC).

Books authored by him include An Introduction to Documentary Credits (Macmillan, ’06), Fundamentals of International Banking (Macmillan, ’07) and All About UCP 600 (Macmillan, ’08). His most recent work – A Complete Guide to Letters of Credit and the UCP is a part of the course curriculum at IIFT and several other educational institutions in India. A large number of his articles have appeared in reputed journals published in India, China, Denmark, the USA, and in other parts of the world. He has delivering lecture since 1994, especially in his areas of specialisation since 2008, at various institutions in India and overseas (e.g. Kenya, Uganda, Cambodia, Ethiopia).

He works with exporters, importers, and institutions to offer customised solutions on letters of credit and in the areas of risk management in international trade. He is also engaged in his passions: training, lectures, authoring books and articles on UCP, LC, and international trade rules.

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